Georgia Insurance Quotes

North Carolina Car Insurance Requirements

North Carolina state law requires minimum Bodily Injury Liability limits of $30,000 per injured person up to a total of $60,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 30/60/25 coverage with 30/60 UM limits. Higher limits are available and recommended.

North Carolina Insurance Coverage:

Bodily Injury Liability: $30,000/$60,000 Limit

Property Damage Liability: $25,000 Limit

Uninsured Motorist Bodily Injury: $30,000/$60,000 Limit

Uninsured Motorist Property Damage: $25,000 Limit

*New limit requirement effective: January 1, 2009

To help protect against damages caused to you and your passengers by an uninsured driver, North Carolina state law requires a minimum Uninsured/Underinsured Motorist coverage of $30,000 per person up to a total of $60,000 per accident for any bodily injury caused by the uninsured and/or underinsured driver.

When you get a quote at HillIsurance.com, our coverage page will give you the option of choosing the Minimum State Required package, more wide-ranging coverage packages, or you can customize every limit and deductible to fit your needs. If that is too complicated, CarInsurance.com’s insurance agents are licensed in North Carolina and available to help you all the way through the quote and purchase process.